pension

BCGEU members working in community social services have until March 31, 2015, to purchase past pensionable service with the same employer, thereby increasing their guaranteed retirement income. 

Workers can use RRSP savings to buy past pensionable service - with no tax holdback if you do a direct transfer.

While it may seem costly to buy past pensionable service, you will increase your guaranteed retirement income - your paycheque for life. RRSPs can not promise the same benefit.